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And before you do that, you’ll need to decide whether to purchase rental car insurance. [See 11 Easy Ways to Slash Travel Costs] It’s a tricky decision, given the fact that you may already be covered.

insurance premiums averaged $717. Compare that to the same income range for predominantly African-American ZIP codes, where the average premium clocked in at $2,113 — an increase of 194%, nearly tripl.

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Plus, in an accident that isn’t your fault, you can figure that the other driver’s insurance will cover your car. (To estimate your car’s market value, consult the Kelley Blue Book.) You can probably.

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Peterson said housing authority workers want annual cost-of-living raises that are greater than the rising cost of their employer-provided health insurance. our incentive to do a good job?” he aske.

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